Analysis of Sharia Bank Strategy Management in Dealing with 2023 Recession Issues
Abstract
This study aims to provide recommendations to Islamic financial institutions, especially Islamic banks as an anticipatory strategy in dealing with an impending recession. The economic recession was marked by a global economic slowdown and had an impact on the Indonesian economy. The recession will affect the performance of Islamic banks which causes an increase in liquidity risk, a decrease in the quality of financial assets, a decrease in profitability and an increase in net performing financing. This research is a descriptive qualitative research. The results of this study are that there are several strategies that can be implemented by Islamic banks in dealing with the 2023 recession issue including identifying the impact of the recession on Islamic banks, mitigating credit risk and adequacy of liquidity, conducting stress tests of capital adequacy and liquidity, and finally optimizing portfolio management by identifying Affected and Affected Portfolios.
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