Analysis of Sharia Bank Strategy Management in Dealing with 2023 Recession Issues

  • Maya Apriyana Sharia Economics, Ibn Khaldun University
  • Qurroh Ayuniyyah Sharia Economics, Ibn Khaldun University
  • Irfan Syauqi Beik Sharia Economics, Ibn Khaldun University
Keywords: strategic management, islamic bank, recession


This study aims to provide recommendations to Islamic financial institutions, especially Islamic banks as an anticipatory strategy in dealing with an impending recession. The economic recession was marked by a global economic slowdown and had an impact on the Indonesian economy. The recession will affect the performance of Islamic banks which causes an increase in liquidity risk, a decrease in the quality of financial assets, a decrease in profitability and an increase in net performing financing. This research is a descriptive qualitative research. The results of this study are that there are several strategies that can be implemented by Islamic banks in dealing with the 2023 recession issue including identifying the impact of the recession on Islamic banks, mitigating credit risk and adequacy of liquidity, conducting stress tests of capital adequacy and liquidity, and finally optimizing portfolio management by identifying Affected and Affected Portfolios.


[1] Andriansyah, Yuli. 2006. Financial Performance of Islamic Banking in Indonesia and Its Contribution to National Development. Journal of Islamic Economics. Vol. 3, No. 2 : p. 182-196.
[2] Fajar Laksana, Marketing Management (Cet I; Yogyakarta: Graha Ilmu, 2008), h. 34
[3] Gobel, Puspitasari, Y. 2020. Indonesia's Economic Recovery After the Covid 19 Pandemic by Combining the Islamic Philanthropy Model and the Ndeas Model. Journal of Tabarru: Islamic Banking and Finance Vol 3 No.2
[6] Finance, P., & Stan, N. (2023). Strategy For Strengthening State Finance In Facing The Threat Of The 2023 Global Recession Through The Green Economy Jubel Rayfinando Tua Hutagaol. 378–385.
[7] Mardiany, D., Ridwan, S., & Syarifuddin, F. (2015). Types of Islamic Banking Strategies. Journal of Islamic Banking.
[8] Miraza, Bachtiar Hassan. (2019). About recession and depression. KIAT Journal of Economics, 30 (2) no. 2, 11-13.
[9] Rifan Aditya. (2022). 2023 Will Be Recession! Here's the definition, indicators, causes, impacts and ways to overcome a recession. https://www. Economic Recession&text=Decrease in real income,Decrease in consumer spending
[10] Soemartini, S. (2020). Indonesian Economic Recession and Globalization Da
[11 ] Sri Anugerah Natalina, & Arif Zunaidi. (2021). Strategic Management in Islamic Banking. Wadiah , 5 (1), 86–117.
[12] Sharia, E., Islam, U., & Sumatra, N. (2023). Sharia Economics, State Islamic University of North Sumatra, Medan . 07 (01), 1–9.
[13] Wilardjo, SB (2019). The Role and Development of Islamic Banks. Value Added , 53 (9), 3.
[14] Wulandari, T. (2022). What Happened during the 2023 Recession_ Here are the risks and causes. .
[15] Virdita Ratriani. (2020). What is an economic recession and its official impact experienced by Indonesia? Khttps://Nasional.Kontan.Co.Id/.
How to Cite
Apriyana, M., Ayuniyyah, Q., & Beik, I. (2023). Analysis of Sharia Bank Strategy Management in Dealing with 2023 Recession Issues. Proceeding of International E-Conference On Management & Small Medium Enterprise, 1(1), 496-506. Retrieved from